Consumers in the U.S. aren’t too thrilled about the idea of a mobile-only bank and more than one-third of them believe that mobile payment apps are unnecessary, according to a survey commissioned by mobile banking app provider Fintonic.

Fintonic commissioned YouGov PLC, a third-party professional research and consulting organization, to poll the views of 3,170 adults in the U.S., Chile and Mexico. The company provides mobile-only banking services to consumers in Latin America and Spain….

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